Five people from an interstate gang involved in online home gold lending fraud have been arrested by Hyderabad Cyber Crime Police in Bhubaneswar of Odisha.
The accused are Aditya Narayan Mohapatra (22), Laxmidhar Murmu (21), Pramod Nayak (23), all private sector employees, and two students – Soumia Ranjan Patnaik (21) and Debasish Ojha (20) from Bhubaneswar. Police froze ₹ 10 lakh in their bank accounts, seized six cell phones, a debit card and a bank passbook in their possession.
In June, Manappuram Finance Limited, head of the Himayathnagar branch, approached cybercrime police saying that unknown fraudsters called their branch pretending to be their staff from the head office and obtained the credentials. of two employees, namely Branch Asst. Manager and junior assistant.
“Later, using employee credentials, the culprits approved a gold loan on behalf of the Manappuram Doorstep gold loan program and transferred the amount of 30 lakh to their bank accounts without pledged gold adornments. and deceived the complainant company, “co-commissioner of police (detective) said Avinash Mohanty. Based on the complaint, a case was registered and the police launched an investigation.
According to Mr. Mohanty, the accused devised a plan to trick Manappuram Finance Limited into easily obtaining the huge amount through the Doorstep Gold loan program. In accordance with their plan, the main culprit Aditya Narayan, who worked at the Manappuram office in Bhubaneswar, called the Himayathnagar branch claiming that he was from the headquarters and obtained the credentials of two employees, then created two false names of clients and asked for gold. gold home loan program on behalf of false names of clients.
“They provided the details necessary for granting the loan, including the account details of their banks. This loan was processed with the OTP due diligence sent to the bogus customer’s cell phone number, ”he said. Later, using the credentials of the two employees, the main culprit approved the online gold loan and transferred the loan amount to their bank account.